![]() ![]() Once you receive your bill electronically, it’s really convenient to go ahead and pay the bill on your computer right away.Įven better, you can set up automatic payments every month to pay all your bills so you won’t miss a payment ever again. ![]() However, despite the concerns and drawbacks related to paperless billing, approximately 56 percent of all bills are paid online, ACI Worldwide reports. Taking the above cons into account, it’s no wonder why so many people still prefer receiving their bills in the mail. In addition, some people might have internet access but not know how to use the internet, therefore requiring them to seek the help of other people who are computer literate. This can make it tricky for them to have access to paperless billing. In fact, one-third of Americans don’t have internet access in their homes, as a study by Pew Research found (via Consumer Action). This is a big problem that still affects many people. You might not be internet savvy or have internet access The numbers were quite alarming: 78 percent of people who make use of paper bills check their transactions, while only 43 percent of people who receive electronic bills do. When moving over to electronic billing, always make sure you set calendar reminders to check your inbox for your bills so that you remember to pay them! You might not check your statementsĪ study that was conducted by the Consumer Action (via NBC News) found that people who receive bills electronically are less likely to monitor the transactions on their statements, which can put them at risk of fraud. The mere fact of receiving a statement in the mail on paper that you can touch and put on your fridge can help you to remember to pay your bills. When you receive bills by mail, it makes it easier to organize them. Which makes missing your bills a potential risk. It’s not always easy to keep track of all your emails This could result in you missing a payment, so it’s important to put the email addresses in your email’s ‘safe list’ to prevent that from happening. Cons Your bills could end up in your email account’s spam folder ![]() That said, you always have to ensure that you stay safe against identity theft and phishing scams. This is because, unlike with bills you receive in the mail, your statements won’t display your full account number. When you receive bills online or via email, but paperless billing can be much safer for you. With electronic billing you can access your bills wherever you are as long as you have an internet connection. If you’re on vacation or out of town for another reason, you won’t have to worry that your bills won’t reach you or be left in your mailbox where they can be stolen by fraudsters. You don’t have to worry about bills when you’re not at home It’s good to note that you might find that you’re actually charged a fee in order to receive paper statements from the company, but this is eliminated when you choose online billing instead. This could include being entered into competitions. You might receive some perksĭepending on your credit card issuer, you might receive perks when you choose electronic billing. You know how all those statements and bills pile up?īy preventing them from arriving in your mailbox, you’ll not only reduce your paper usage but avoid giving yourself extra work, such as by having to shred all the bills and dispose of them in order to prevent criminals from being able to access your details on them. These include the prevention of billions of gases of wastewater that are produced in the production of paper and the prevention of millions of gallons of gas that’s required to mail payments to people! You’ll prevent clutter in the home In addition to the above, it’s not just trees that you’ll be saving by going paperless, as there are other environmental benefits linked to electronic billing. Environmental Protection Agency (via The Balance) has found that, on average, every person uses the equivalent of a 100-foot-tall Douglas fir tree in paper every single year.īy making the switch to electronic billing, you can do your bit to save the trees. One of the biggest reasons why you should choose paperless billing is because it’s so much better for the environment. ![]()
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